

Serverless International Payments Platform
Building the first version of a global money transfer platform that scaled from startup to acquisition by OFX
Key Outcomes
Startup to acquisition
The strong technical foundations built by Kipanga played a key role in Paytron's eventual acquisition by OFX, validating the architecture decisions.
Serverless cost efficiency
Pay-per-execution serverless design delivered significant cost savings — critical for a startup needing to scale without burning through runway.
Automated document ingestion
Unique email-based document ingestion allowed customers to forward documents to dedicated addresses for automatic processing into their accounts.
The Challenge
Building a global payments platform from scratch
As an early-stage FinTech startup, Paytron needed a secure, scalable, and cost-efficient platform to bring its international payments solution to market.
The system had to be lean, secure, cloud-native, and ready for rapid user growth — without the overhead of traditional infrastructure.
Infrastructure costs had to remain low while meeting financial-grade security requirements including authentication, authorization, and encrypted data handling.
Without a scalable foundation, Paytron risked high infrastructure costs and inability to handle growth.
Our Approach
Serverless-first for FinTech
The Kipanga FinTech Launch Protocol
Kipanga engineered Paytron's first live version as a serverless financial platform on AWS, designed for speed, security, and startup-friendly efficiency.
The architecture leveraged Lambda, S3, CloudFront, Fargate, and API Gateway for cost-efficient scalability with no traditional servers or long-running services.
Integration with a UK-based FX and transfer service enabled real-time conversion quotes and transfer capabilities.
Architecture
Fully serverless AWS design with financial-grade security patterns
Core Platform
User registration, authentication, recipient management, and payments
Ingestion Engine
Automated document processing via dedicated customer email addresses
FX Integration
Real-time currency conversion quotes and transfer service integration
The Solution
Global-ready serverless payments platform
A fully serverless FinTech platform enabling international money transfers and currency conversion with enterprise-grade security.
The system handles user registration, profile management, recipient management, payment creation, and FX conversion — all through a modern React interface.
A unique document ingestion engine processes documents forwarded to dedicated email addresses automatically into customer accounts.
Results
Measurable Business Impact
Technology
Built With
Frontend
Backend
Infrastructure
"David and his team enabled us to construct the initial, crucially important MVP version of our platform. His profound expertise in AWS technologies was indispensable in laying the technical groundwork that paved the way for our growth. This groundwork proved instrumental when we presented to investors for our first funding round, helping raise the capital needed to elevate our platform to greater heights."

Michael Jones
Principal Engineer, Paytron
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